About Us
Cash Flow When You Need It. Support You Can Trust.CACH Financial is a Pittsburgh-based financial services company dedicated to helping businesses and their employees access the funds they need — quickly, securely, and with a human touch. We specialize in invoice factoring, turning unpaid invoices into working capital so companies can grow without waiting weeks to get paid.
In partnership with trusted staffing agencies, we also provide internal employee loans, offering fast, discreet support for workers facing unexpected expenses. Whether you’re running a business or supporting a team, our solutions are built around real needs — not red tape.
Supportive. Secure. Simple. That’s the CACH way.
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Fast, Simple ProcessGet funded quickly without jumping through hoops. We streamline approvals and payments so you can keep moving.
Secure & ConfidentialYour information stays protected. We follow strict privacy standards and KYC protocols to keep every transaction safe.
Human Support, AlwaysReal people. Real service. We’re here to answer your questions and guide you — no bots, no call center chaos.
Bilingual Team You Can TrustWe proudly serve both English and Spanish-speaking clients to ensure clear communication and personalized support for all.
Services
Invoice Factoring
Get paid faster. Grow stronger.
Invoice factoring gives your business immediate access to working capital by turning unpaid invoices into upfront cash — without taking on new debt. Whether you’re a small operation or scaling quickly, factoring helps you stay ahead of payroll, materials, and unexpected costs.
How it works:
- Submit your outstanding invoices
- Get approved in as little as 24 hours
- Receive up to 80% of the invoice value upfront
- Your client pays us
- You get the remaining balance minus a small fee
Why it works:
- Improves cash flow instantly
- Reduces risk from slow-paying clients
- Scales as your business grows
- No long-term loans or credit checks required
Internal Employee Loans
When your team needs help, we’re here.
In partnership with CACH Labor and affiliated staffing companies, we provide short-term, confidential loans to employees facing financial emergencies. Loans are easy to apply for and are repaid through automatic payroll deductions.
How it works:
- Your company partners with us
- Employees apply through our secure portal
- Funds are disbursed quickly
- Repayment is deducted from payroll over time
Why employees love it:
- Minimal paperwork
- Quick approvals
- No credit check
- Private and discreet process
Available exclusively to employees of approved partner companies.
Factoring gives you working capital without loans, interest, or credit checks.
We believe in people over platforms — real guidance, real answers.
Our services are tailored for staffing agencies, contractors, and growing companies.
From Pittsburgh to the West Coast, we serve clients in both English and Spanish across the U.S.
CLIENTS WORDS
Before working with CACH Financial, we were always chasing payments and juggling cash flow. Now, we get funded fast and can focus on growing the business. Their team is responsive, easy to work with, and totally transparent.
Maria G. - Business OwnerWhat stood out the most was how personal the service felt. They explained everything in Spanish so I could make the best decision for my business. That kind of care is hard to find.
Caroline - Finance DirectorI had an emergency come up and needed help fast. The loan process was simple, and I didn’t feel judged or overwhelmed. CACH really came through for me when I needed it most.
Luis R. - CEO